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Amount Financed
The total dollar amount of the credit that is provided to you.

Annual Percentage Rate or "APR"
A measure of the cost of credit expressed as a yearly rate.

Credit Insurance
Optional insurance that is designed to repay the debt if the borrower dies or becomes disabled.

Finance Charge
The dollar amount that the credit will cost you.

Fixed Rate Financing
The interest rate and the payment remains the same over the life of the loan. Equal monthly payments of principal and interest are made until the debt is paid in full.

Late Payment Fee
A fee that is charged when payment is made after its due date.

Monthly Payment Amount
The dollar amount due each month to repay the credit agreement.


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Loan Center

4454 N. Western Ave.
Chicago, IL 60625
Phone: (773) 290-5199
Fax: (773) 290-5060

Credit Education
Like to learn more about credits and loans? Browse our credit questions.

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© 2006. Turner Acceptance Corp. All rights reserved. Last Updated: April 19, 2005