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Important information when applying for a personal loan:

  • Budget your money - Provide your monthly spending plan when you meet with creditors. It will help them make a responsible decision.
  • Beware of "now or never" offers - If it is a good deal, it will probably still be there after you have had time to think about it. Do not be pressured into making a quick decision.
  • Ask questions - Do not sign a contract until all your questions have been answered.
  • Read the Contract - Do not sign a contract that you do not understand or has any blanks. (A signed contract with blanks can be completed as anyone wishes and it will be legally binding.)
  • Keep your contract in a safe place - It is important to keep all paperwork related to your credit obligations. If questions come up later, you will have your agreement in writing.
  • Make your payments on time and in full - This is one of the best ways to build a good credit history. Repeated late payments will trigger late payment fees and hurt your credit report, which will make it difficult to obtain future credit.


Need to make a payment?
Turner accepts many forms of payment. Find the most convenient form for your needs and location.


Need a Loan? Just give us a call or a visit.

Loan Center

4454 N. Western Ave.
Chicago, IL 60625
Phone: (773) 290-5199
Fax: (773) 290-5060

Credit Education
Like to learn more about credits and loans? Browse our credit questions.



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© 2006. Turner Acceptance Corp. All rights reserved. Last Updated: April 19, 2005